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Homeowner charged with arson loses civil suit with insurance company

A Butler County judge has ruled the insurance company that issued the policy for Ross Compton’s Middletown home does not have to pay up.

Compton is facing aggravated arson and insurance fraud charges for allegedly setting fire to his Court Donegal house in September 2016. The fire caused nearly $400,000 in damages to the house.

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Cincinnati Insurance Company, headquartered in Fairfield, filed the the lawsuit against Compton in April alleging he had not responded to requested information as terms of his policy for 1912 Court Donegal. They policy was for $426,000 on the dwelling, $42,600 for other structures, and $319,500 in personal property, according to court documents.

After Compton submitted a claim, the insurance company notified him by letter that it was “exercising its right under the policy to conduct his examination under oath.”

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Compton was also requested to provide specific documents to the insurance company and attend a March 16 meeting where he would be questioned under oath.

According to court documents, Compton did not show up for the March appointment, nor did he submit any of the requested documents.

In a ruling on June 28, Judge Noah Powers found in favor of the insurance company, writing that Compton “did not cooperate with plaintiff in the investigation of the fire … the defendant has materially breached the contract of insurance.”

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