New Report: Top 5 Cities for Retired Singles

If you’re a single retiree or perhaps close to retirement and looking for a new place to live, it’s worth doing some research.

Real estate data company Dwellics' Top 100 Best Cities for Retired Singles list may be able to help. The company says its rankings take several factors into account including the cost of living and property prices as well as infrastructure, health and safety, and community of single people of retirement age.

Dwellics says it analyzed data on more than 50,000 U.S. cities.

What State Has the Most Retirement-Ready Cities?

Florida, perhaps unsurprisingly, has the most cities on the list. What may surprise you, though, is that none of the places listed in Florida in Dwellics’ Top 50 are big cities; they range from suburban enclaves to small beach towns.

There are cities far from the Sunshine State, though, that make the list’s Top 25 including Hendersonville, North Carolina, Lincolnshire, Illinois, and Mansfield Township, New Jersey.

Here Are the Top 5 Cities for Retired Singles

For the snapshot below, I've included some important stats about the list's top cities for retired singles including the average price of a single-family home there in 2021 and the median household income according to Dwellics.

CityAverage Home PriceMedian Household Income
1. Cypress Lake, Florida$218,449$50,945
2. Indian River Estates, Florida$211,450$44,413
3. Cocoa Beach, Florida$378,571$58,636
4. Juno Beach, Florida $464,310 $83,125
5. Inverness, Florida $173,003 $28,673

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Read the complete list at

How Your Retirement Move Can Be a Success

While you may be comfortable living where you are, there are some benefits to moving to a new and exciting place in retirement.

In the case of Florida, the weather is usually an upgrade compared to most of the United States (except when the hurricanes come). But there are other factors to consider.

Research What You Want

Resist the urge to get caught up in the retirement dreams and scenarios of other people.

What retirement looks like for a single retiree is likely to be totally different compared to a retiree that is married and has kids or grandkids. Think about what's best for you and the lifestyle you want to live in retirement. 

Make a shortlist of cities where you want to live, including how far from relatives and friends you can stand to be.

Choose some places and get to know them:

  • Read their local newspapers online.
  • Take note of any real estate trends and developments.
  • Compare the amenities in your current location to where you want to move.

Rent for a Stint

Money expert Clark Howard believes in taking a measured approach when it comes to moving for retirement.

“One of my key rules is you should always rent first for six months, a year or even two years if you’re thinking about relocating for retirement. If it turns out that you don’t like it, at least you’re not all-in owning a home that you’ve now got to get rid of,” he says.

Protect Yourself During Your Move

Hiring a moving company can take a lot of the hard work out of relocating to another place, but you also have to guard your money.

Once you choose a company, Clark says to make sure you request a “binding estimate” so that you can hold your movers to the relocation costs that they originally quoted you. If not, they may try to charge you more!

Want more tips on relocating? Here’s how to hire a moving company.

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