Home Repair Fraud
Following a weather-related emergency, scammers often show up offering to help with tree removal and home repair work.
The attorney general’s office advises consumers to do business with local firms that are well-established and whose references can be checked.
“Do not give individuals money upfront based upon the promise that they will be back to do the work,” the office said.
Below are more suggestions for things to do before you hire someone to do home repairs:
- Ask friends, neighbors and co-workers for referrals.
- Check with the Better Business Bureau (www.bbb.org) to see if there are any complaints against the business.
- Make sure that general contractors, electricians, plumbers and heating and air conditioning contractors are licensed. You can verify this on the Secretary of State's website: www.sos.georgia.gov. Note that certain specialty occupations such as roofers, painters, drywall contractors and repair handymen are not required to be licensed by the state.
- Get written bids from several contractors. Be skeptical if the bid is too low. Cheaper is not necessarily better. Ask for references and check them out.
- Always insist on a written contract for work to be performed, with all guarantees, warranties and promises in writing.
- Ask to see proof of insurance -- personal liability, workers' compensation and property damage.
- Never pay for the entire project before the work begins. A small payment may be due upfront, but don't pay in full until the project has been completed to your satisfaction.
- Paying with a credit card instead of cash will give you more protections against fraud.
Scammers may also try to steal your money by posing as a representative from an insurance company,
The Federal Emergency Management Agency, Small Business Association or a law enforcement agency.
Don’t give out personal or financial information to someone you don’t know.
Remember that the services offered by FEMA and SBA are free, so if a “representative” asks you for payment, it’s a scam.