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Debt collectors bugging Ohioans

Complaints about debt collectors are on the rise in Ohio this year and are on pace to nearly double the number of complaints filed last year, Ohio Attorney General Richard Cordray’s office announced on Monday, Aug. 31.

So far this year, Cordray’s office has received 2,067 complaints about debt collection compared with 2,446 such complaints in 2008, 2,123 in 2007 and 1,699 in 2006.

The National Association of Attorneys General named debt collection the top consumer complaint in 2008.

“It’s a clear reflection of today’s economic stress. Ohioans’ tolerance of illegal debt collection tactics along with credit and home loan scams has reached its limit,” Cordray said in a news release.

Earlier this year, Cordray filed a lawsuit against National Enterprise Systems, Inc., a collection agency based in Solon for routinely harassing consumers and using illegal practices to collect debts.

Federal law says debt collectors may not:

    Use false names or statements.     Threaten consumers or their families with harm.     Use obscene words.     Contact consumers before 8 a.m. or after 9 p.m.     Contact consumers at work if consumers specifically request that they do not.     Contact a consumer without identifying themselves.     Tell others about a consumer’s debt or publish the names of those who owe debts.     Falsely claim that a consumer has committed a crime.     Misrepresent the amount consumers owe on their debts.

Complaints about debt collectors may be filed at www.SpeakOutOhio.gov or by calling (800)282-0515.

Permalink | Comments (6) | Post your comment |

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By in response to flipper

August 31, 2009 6:36 PM | Link to this

you fail to understand there are those of us out there that do NOT owe debt collections. We have been falsly accused of incurring a debt, we are constantly called by collections, and no matter how many times we appeal it, they still call. so don’t lump all of us together. there are many different situations at play here.

By flipper

August 31, 2009 4:53 PM | Link to this

People complain about legal debt collection calls. The fact is they are delinquent and just don’t want to get calls or letters. No communication will never be helpful.

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